Credit cards are the horns of the proverbial dilemma, particularly during the holidays.  You are sorely tempted to cut up your credit cards because of their exorbitant interest fees.  At the same time, you need those cards to buy presents for everyone on your list.  Happily, there is a solution to this dilemma.  It can be found simply by clicking balancetransfers.com.

Through research and analysis of the available offers concerning credit card transfers, Balancetransfers.com has selected the top five in terms of advantages to consumers.  The process is simple.  If you owe a balance on a credit card and pay a high interest rate, apply for a card providing O APR balance transfers.  This means that, when you transfer your balance to the new card, you no longer need to use the original card that’s been sucking the money out of your wallet like a character from Twilight.   Once you transfer your balance, you will, for a specified period of time (as many as 24 months), not pay interest on the new card!

The zero-interest cards are issued by trusted names: Chase, Citi, and Discover.  Some provide cash-back bonuses; some offer reward point programs.  Based upon your payment history, you can also reap some great savings.  With zero annual fees and APR’s as low as 11% that kick in after the specified introductory period, you stand to gain — literally!  

There’s no need to waste time figuring exactly how much you can save.  By entering a few pieces of information quickly into the credit card calculator, the site will locate money-saving credit card offers for you.   The balance transfer calculator evaluates consumer, business, and student credit cards, so everyone wins!  The savings will vary, based upon your individual credit circumstances.

Don’t be a victim to the demons in your wallet.  With the money that you’ll save, you can pay down your balance faster or purchase items that you didn’t think you could afford when you were paying a high interest fee.